I fear we'll lose our home after taking out a loan we didn't even want

DEAR DEIDRE: A LOAN we didn’t even want has ruined our lives.

Ten years ago we were cold-called by someone who persuaded me a £35,000 loan he offered was a really good deal. I’m 63 and my wife is 61.

A couple of months after the loan came through, a different firm told us it had been sold on to them.

At that point we discovered the loan was secured against our house.

Now this company has told us we must repay the entire loan by September.

Over the past ten years we have paid £400 a month and still owe exactly the same amount.

I’m really worried we will lose our home.

Get in touch with Deidre today

My team and I are working safely from home but we are here to help you as always.

Send an email to [email protected]

Every problem gets a personal reply, usually within 24 hours weekdays.

You can also send a private message on the DearDeidreOfficial Facebook page.

Follow me on Twitter @deardeidre.

DEIDRE SAYS: This will be such a worrying time for you both.

Keep all paperwork to do with both companies safely.

You will need all the evidence you can gather. Then you might be able to prove you were mis-sold this loan.

Start off by contacting Citizens Advice, which can give you free advice, at citizensadvice.org.uk or call 0800 240 4420.

I do hope everything works out for you.

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